How we retire needs to change Governments in the rich world have a serious retirement problem. As people live longer, there are more and more living on a pension of some sorts, be it Social Security in the US.../p>
The RBNZ was too slow raising rates. Now it’s too timid in bringing them down. In a previous post, we mentioned that net savers should be happy with a return to a positive real interest rate. However, the costs...
President-elect Trump is no fan of regulation. Can small government supercharge the US economy? This is the second in a series of three articles on the economic consequences of Donald Trump’s re-election...
What Donald Trump’s return to the Oval Office could mean for the American and global economy. Our first article is on his tax policy...
Purple states are treated like royalty while others miss out. It is the nature of US politics that a very few states suddenly become very important to parties around...
Why lenders shouldn't complain about declining interest rates. In recent years, inflation has been running hot in New Zealand. In the aftermath of Covid, with injections via both fiscal and monetary means, it is hardly surprising that inflation...
Might protectionism be for the best? Since 1990, the world has seen a resounding opening of global markets. Particularly since China's ascension to the World Trade Organisation (WTO) in 2001, global tariffs have dropped sharply from an average of...
Economics is downstream from value. Bohao Zhang – Ecothinks Contributor Value is integral to our understanding of economics. After all, it’s how we value things that determines fundamentals like supply, demand, and price...
Everyone borrows from time to time. Be it a mortgage, a new car, or a social media company, sometimes we need extra capital to finance spending. However, excessive borrowing is dangerous...
A new way of making decisions has come into vogue. How useful is it really? Say you're playing a game. It's a very simple one, using a fair coin. When it is flipped, you call heads or tails. If you call...
Is short-selling actually working as it is meant too? Those who have watched The Big Short (on the Ecothinks recommended viewing list) will remember the basic premise: a group of plucky analysts, seeing a teetering housing...